1. Our Collection and Use of Personal Information
Personal Information is information you provide us that can be used to uniquely identify or contact a single person, such as your name, email address, phone numbers, and tax identification number. You may be asked to provide Personal Information when you interact with The Credit Cat, Online Ads, or one of The Credit Cat’s related companies, such as in connection with a completed or abandoned transaction or a request for information. The Credit Cat and its related companies may share your Personal Information with each other and use it consistent with this Privacy Policy. The Credit Cat may supplement the Personal Information you provide with Personal Information available from other sources, such as public databases, data aggregators, and other commercially available sources.
2. Examples of Personal Information We Collect and How We Use It
You may provide The Credit Cat with a variety of Personal Information, including your name, mailing address, email address, phone number, payment information, and tax identification number. The Personal Information we collect allows us to deliver requested products, services, and information to you, to stay in contact with you, and to manage The Credit Cat’s relationship with you. By providing The Credit Cat with Personal Information, you consent to The Credit Cat’s transfer and storage of that information. The Credit Cat also may use your Personal Information for research, development, and analysis, and for advertising, marketing, product and service offerings, security, fraud prevention, and other business activities.
3. Our Collection and Use of Non-Personal Information
Non-Personal Information is information in a form that does not allow for direct association with a specific person. This information is compiled and analyzed on both a personal and an aggregated basis. We may collect, use, monitor, analyze, transfer, and disclose Non-Personal Information for any purpose.
4. Examples of Non-Personal Information We Collect and How We Use It
We may collect and aggregate information regarding user access, activity, and behavior on our website, such as when you visit the website and what content is of interest or seems to be most useful to you. If we combine Non-Personal Information with Personal Information, the combined information is treated as Personal Information for purposes of this Privacy Policy. Non-Personal Information includes:
- Device Information: We may collect specific information for the device you use to access our website. For example, we may collect device model, IP address, MAC address, operating system version, application software, fonts, and other device information and identifiers.
- Cookies and Other Technologies: We use a variety of technologies to collect and store information when you visit our website. This technology may involve sending web beacons and cookies or anonymous identifiers to your device. We use Cookies and Other Technologies to analyze your behavior when accessing our website and to deliver ads to you that relate to your interests.
- Log Information: When you visit our website, we collect certain information automatically and store it in log files. This information includes IP address, browser version, ISP data, referring and exit pages, operating system version, date/time stamps, cookie data, and clickstream data. We use Log Information to administer the website, analyze trends, maintain site security, learn about user behavior, and improve the overall quality and availability of the site.
- Click-Through URLs: In some email messages, we use a Click-Through URL to link to content on our website. When you click one of these URLs, you pass through a separate web server before reaching our site. We use Click-Through URLs to help us determine interest in a particular topic and to measure the effectiveness of our email communications.
- Anonymized Information: If we separate Non-Personal Information from Personal Information, the separated information is treated as Non-Personal Information for purposes of this Privacy Policy.
5. Our Sharing of Information with Others
Personal Information: We do not share Personal Information with businesses or individuals outside of The Credit Cat, except under the following circumstances:
- Consent: We will share your Personal Information with others outside of The Credit Cat when we have your consent to do so.
- Service Providers: We provide Personal Information to related companies and other trusted businesses or persons who use, analyze, or process it on our behalf, based on our instructions and in compliance with appropriate confidentiality and security measures.
- Legal Reasons: We will share Personal Information with others outside of The Credit Cat if we have a good-faith belief that disclosure is necessary or appropriate to comply with applicable law, regulation, legal process or enforceable governmental request, protect our operations or customers, detect, investigate, or address fraud, security, or technical problems, investigate potential violations of and enforce applicable terms of service, or in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third-party.
Non-Personal Information: We may share Non-Personal Information publicly and with our strategic partners. For example, we may share Non-Personal Information to describe the size and success of our firm.
6. Transparency and Choice
The Credit Catl may use third-party display advertising companies, including Google,